Disclaimers & Privacy

Disclaimers

EVERYONE PLEASE READ THIS

This page contains important issues for you to read and understand.

It is probably boring-but it is important, so please read it

Here you will find important information

regarding warranties, liabilities, and the

Earnings Disclaimers,

Legal Disclaimers, and

Privacy Policy’s,  especially regarding children,

(we do not share your email address with anyone-ever!)

for  Kim Bradley, KimBradley.com. SmarterGrandkids.com,

SmarterBoomers.com and any and all other sites operated by Kim Bradley

and any and all other sites, businesses, opinions, or entities remotely

connected to any of the above listed.

PLEASE READ EVERYTHING

This website, the products sold and the advice and information contained

herein is for entertainment purposes only and is really just the personal

opinion of those creating the information, the advice or the products.

There is no guarantee that you will ever make one penny from any

product sold here or any advice given here.

We have no control over you, your behavior, your intelligence,

your ability to do anything at all so we do not guarantee you

any thing from any product or anything on this site,

whether printed, implied, inferred, or plainly said.

No one giving information or advice, or any product that is sold here,

is the product of or comes from a licensed professional or certified specialist

in any area, therefore before using or applying any information found here,

said information or advice should be discussed with your own professional authority

(whether they be a medical professional, financial professional, spiritual adviser

or legal professional).

In simple language- BEFORE YOU ACCEPT AS LEGITIMATE, PAY MONEY FOR

OR PUT INTO PRACTICE ANY INFORMATION OR ADVISE OR USE ANY PRODUCTS

THAT ARE SOLD OR PRINTED ON THIS SITE, PLEASE TALK WITH YOUR

MEDICAL ADVISER,

FINANCIAL ADVISER,

SPIRITUAL ADVISER,

YOUR LEGAL ADVISER OR

COMPUTER EXPERT

(whichever one applies to the specific or general

situation, information or product in question)-

BECAUSE, ALTHOUGH WE TRY TO GIVE GOOD INFORMATION,

WE DO NOT GUARANTEE ANYTHING HERE TO BE FACTUAL,

TRUE, USABLE OR EVEN SAFE.

Pursuant to U.S. State & Federal Laws the following is a statement of

your legal rights.

No Warranties

ALL WEB SITES, PRODUCTS AND SERVICES ARE PROVIDED, AS IS,

WITHOUT WARRANTY OF ANY KIND, EITHER EXPRESS OR IMPLIED,

INCLUDING, BUT NOT LIMITED TO, THE  IMPLIED WARRANTIES OF

MERCHANTABILITY AND FITNESS FOR A PARTICULAR

PURPOSE.  OUR COMPANY (THE SELLER)  DOES NOT WARRANT,

GUARANTEE, OR MAKE ANY REPRESENTATIONS REGARDING

THE USE, OR THE RESULTS OF THE USE, OF THE WEB SITES,

PRODUCTS, SERVICES OR WRITTEN MATERIALS IN THE TERMS OF

CORRECTNESS, ACCURACY, RELIABILITY, CURRENT-NESS OR

OTHERWISE. THE ENTIRE RISK AS TO THE RESULTS AND

PERFORMANCE OF THE WEB SITES, PRODUCTS AND

SERVICES ARE ASSUMED BY YOU. IF THE WEB SITES,

PRODUCTS, SERVICES  OR WRITTEN MATERIALS ARE DEFECTIVE,

YOU, AND NOT OUR COMPANY, ASSUME THE ENTIRE COST OF

ALL NECESSARY SERVICING, REPAIR OR CORRECTION.

THIS IS THE ONLY WARRANT OF ANY KIND, EITHER EXPRESS

OR IMPLIED, THAT IS MADE BY OUR COMPANY. NO WRITTEN

OR ORAL INFORMATION OR ADVICE GIVEN BY OUR

COMPANY SHALL CREATE A WARRANTY OR IN ANY WAY

INCREASE THE SCOPE OF THIS WARRANTY, AND YOU

MAY NOT RELY ON SUCH INFORMATION OR ADVICE TO DO SO.

Legal Forum, Choice Of Laws & Official Language

This offering is a contract between you the buyer and our business, the

seller.  The seller is located in St Louis, Missouri, U.S.A. and by doing

business with us you agree that this offering is made from St Louis,

Missouri, U.S.A. and shall be governed by the laws of the State of

Missouri and the U.S.A.

Limitation & Exclusion Of Liability

These warranties exclude all incidental or consequential damages.  Our

company, and its suppliers, will not be liable for any damages whatsoever,

including without limitation, damages for loss of business profits,

business interruption, loss of business information, or other pecuniary

loss.  Some states do not allow the exclusion or limitation of liability,

so the above limitations may not apply to you.

Customer Remedy

Our company’s entire liability, and the purchaser’s exclusive remedy,

shall be a refund of the price paid or replacement of our products, at our

option.  We limit replacement to thirty days.  All remedies are limited to

the United States.

Some states do not allow the exclusion or limitation of liability, so the

above state limitations may not apply to you.

By electing to participate in this offer, you are entering into a contract.

This Agreement shall be governed by and construed in accordance with the

laws of the State of Missouri, without regard to its conflict of laws

rules. Any legal action arising out of this Agreement shall be litigated

and enforced under the laws of the State of Missouri. In addition, you

agree to submit to the jurisdiction of the courts of the State of

Missouri, and that any legal action pursued by you shall be within the

exclusive jurisdiction of the courts of St Louis in the State of

Missouri, USA.

The terms constituting this offering are set forth in writing on this Web

site.  You hereby agree to submit to the jurisdiction of the State and

Federal Courts located in St Louis, Missouri, U.S.A. to resolve any

disputes or litigation hereunder.  Whether or not you choose to print this

offering, containing the terms and conditions as described herein, you

agree that this contract constitutes a writing.

This agreement is being written in English, which is to be the official

language of the contract’s text and interpretation.  If you do not agree

with the above terms and conditions, you have the option to not

participate in this offer.

 

Copyrights

This Web site and the information found here is copyrighted material,

and contains trademarks, and other proprietary information that is not

yours to take or use in any way without the express written permission

of our company.  You can not, will not and must not modify, publish,

transmit, participate in the transfer or sale of, create partial works of any kind,

or in any way exploit, in whole or in part, any Proprietary or other Material.

License

All images, text, contents, products and scripts are licensed and will never be

sold, unless otherwise stated.   Reproduction is prohibited and you may not

use, copy, reproduce, rent, lease, sell, modify, or doing anything to the

information or products here except as provided for in this

agreement or expressly in writing.

Any such unauthorized use shall result in immediate and automatic

termination of this license and may result in criminal and/or

civil prosecution.

Our company reserves all rights not expressly granted here.

Privacy Policies for Kim Bradley, KimBradley.com. SmarterGrandkids.com,

SmarterBoomers.com and any and all other sites operated by Kim Bradley

This includes 2 privacy policies for you to read.

Our Children’s Privacy and Our Regular Privacy Policy

Please read them both

Children’s Privacy

We do not knowingly collect personal information from children under the age of 13.

If we learn that we have personal information on a child under the age of 13,

we will delete that information from our systems.

Kim Bradley, KimBradley.com. SmarterGrandkids.com,

SmarterBoomers.com and any and all other sites operated by Kim Bradley

encourages parents to go online with their kids.

Here are a few tips to help make a child’s online experience safer:

Teach kids never to give personal information, unless supervised

by a parent or responsible adult. Includes name, address, phone, school, etc.

Know the sites your kids are visiting and which sites are appropriate.

Look for Web site privacy policies.

Know how your child’s information is treated.

Check out the FTC’s site

<https://www.www.ftc.gov/bcp/conline/edcams/kidzprivacy/index.html>

for more tips on protecting children’s privacy online.

Contacting Us.

We can be reached by contacting:

SmarterGrandkids.com/

Email: kimzonline at gmail.com

Regular Privacy Policy

Last Updated: February 2012

Kim Bradley, KimBradley.com. SmarterGrandkids.com,

SmarterBoomers.com and any and all other sites operated by Kim Bradley

strives to offer its visitors the many advantages

of Internet technology and to provide an interactive and personalized

experience. We may use Personally Identifiable Information

(your name, e-mail address, street address, telephone number)

subject to the terms of this privacy policy.

We will never sell, barter, or rent your email address to any unauthorized

third party. Period.”

How we gather information from users

How we collect and store information depends on the page you are visiting,

the activities in which you elect to participate and the services provided.

For example, you may be asked to provide information when you register for

access to certain portions of our site or request certain features, such as

newsletters or when you make a purchase. You may provide information when

you participate in sweepstakes and contests, message boards and chat rooms,

and other interactive areas of our site.

Like most Web sites,  Kim Bradley, KimBradley.com. SmarterGrandkids.com,

SmarterBoomers.com and any and all other sites operated by Kim Bradley

also collects information automatically and through the

use of electronic tools that may be transparent to our visitors.

For example, we may log the name of your Internet Service Provider or use cookie

technology to recognize you and hold information from your visit.

Among other things, the cookie may store your user name and password, sparing

you from having to re-enter that information each time you visit, or may

control the number of times you encounter a particular advertisement

while visiting our site. As we adopt additional technology, we may also

gather information through other means. In certain cases, you can choose

not to provide us with information, for example by setting your browser

to refuse to accept cookies, but if you do you may be unable to access

certain portions of the site or may be asked to re-enter your user name

and password, and we may not be able to customize the site’s features

according to your preferences.

What we do with the information we collect

Like other Web publishers, we collect information to enhance your visit and

deliver more individualized content and advertising. We respect your privacy

and do not share your information with anyone.

Aggregated Information (information that does not personally identify you)

may be used in many ways. For example, we may combine information about your

usage patterns with similar information obtained from other users to help

enhance our site and services (e.g., to learn which pages are visited most

or what features are most attractive). Aggregated Information may occasionally

be shared with our advertisers and business partners. Again, this information

does not include any Personally Identifiable Information about you or allow

anyone to identify you individually.

We may use Personally Identifiable Information collected on

Kim Bradley, KimBradley.com. SmarterGrandkids.com,

SmarterBoomers.com and any and all other sites operated by Kim Bradley

to communicate with you about your registration

and customization preferences; our Terms of Service and privacy policy;

services and products offered by  and other topics we

Kim Bradley, KimBradley.com. SmarterGrandkids.com,

SmarterBoomers.com and any and all other sites operated by Kim Bradley

you might find of interest.

Personally Identifiable Information collected by Kim Bradley, KimBradley.com.

SmarterGrandkids.com, SmarterBoomers.com and any and

all other sites operated by Kim Bradley  may also be used for other purposes,

including but not limited to site administration, troubleshooting, processing

of e-commerce transactions, administration of

sweepstakes and contests, and other communications with you.

Certain third parties who provide technical support for the operation of our site

(our Web hosting service for example) may access such information.

We will use your information only as permitted by law. In addition, from time

to time as we continue to develop our business, we may sell, buy, merge or

partner with other companies or businesses. In such transactions, user

information may be among the transferred assets. We may also disclose

your information in response to a court order, at other times when we believe

we are reasonably required to do so by law, in connection with the collection

of amounts you may owe to us, and/or to law enforcement authorities whenever

we deem it appropriate or necessary.

Please note we may not provide you with notice prior to disclosure in such cases.

Affiliated sites, linked sites and advertisements

Kim Bradley, KimBradley.com. SmarterGrandkids.com,

SmarterBoomers.com and any and all other sites operated by Kim Bradley

expects its partners, advertisers and affiliates to respect

the privacy of our users. Be aware, however, that third parties, including our

partners, advertisers, affiliates and other content providers accessible through

our site, may have their own privacy and data collection policies and practices.

For example, during your visit to our site you may link to, or view as part of a

frame on a Kim Bradley, KimBradley.com. SmarterGrandkids.com,

SmarterBoomers.com and any and all other sites operated by Kim Bradley

page, certain content that is actually created or hosted by a third party.

Also, through Kim Bradley, KimBradley.com. SmarterGrandkids.com,

SmarterBoomers.com and any and all other sites operated by Kim Bradley

you may be introduced to, or be able to access, information, Web sites,

features, contests or sweepstakes offered by other parties. Kim Bradley,

KimBradley.com.  SmarterGrandkids.com,  SmarterBoomers.com

and any and all other sites operated by Kim Bradley

is not responsible for the actions or policies of such third parties.

You should check the applicable privacy policies of those third parties when

providing information on a feature or page operated by a third party.

While on our site, our advertisers, promotional partners or other third parties

may use cookies or other technology to attempt to identify some of your preferences

or retrieve information about you. For example, some of our advertising is served

by third parties and may include cookies that enable the advertiser to determine

whether you have seen a particular advertisement before. Other features available

on our site may offer services operated by third parties and may use cookies or

other technology to gather information. Kim Bradley, KimBradley.com.

SmarterGrandkids.com,  SmarterBoomers.com and any and all

other sites operated by Kim Bradley does not control the use of this technology

by third parties or the resulting information,

and is not responsible for any actions or policies of such third parties.

You should also be aware that if you voluntarily disclose Personally Identifiable

Information on message boards or in chat areas, that information can be viewed

publicly and can be collected and used by third parties without our knowledge

and may result in unsolicited messages from other individuals or third parties.

Such activities are beyond the control of Kim Bradley, KimBradley.com.

SmarterGrandkids.com, SmarterBoomers.com and any and all

other sites operated by Kim Bradley and this policy.

Children

Kim Bradley, KimBradley.com. SmarterGrandkids.com,

SmarterBoomers.com and any and all other sites operated by Kim Bradley

does not knowingly collect or solicit Personally Identifiable Information

from or about children under 13 except as permitted by law.

If we discover we have received any information from a child under 13

in violation of this policy, we will delete that information immediately.

If you believe  Kim Bradley, KimBradley.com. SmarterGrandkids.com,

SmarterBoomers.com and any and all other sites operated by Kim Bradley

has any information from or about anyone under 13,

please contact us at the address listed below.

Contacting Us.

We can be reached by contacting:

Kim Bradley, KimBradley.com. SmarterGrandkids.com,

SmarterBoomers.com and any and all other sites operated by Kim Bradley

Email: kimzonline at gmail.com

Changes to this Policy

Kim Bradley, KimBradley.com. SmarterGrandkids.com,

SmarterBoomers.com and any and all other sites operated by Kim Bradley

reserves the right to change this policy at any time.

Please check this page periodically for changes. Your continued use of our

site following the posting of changes to these terms will mean you accept

those changes. Information collected prior to the time any change is posted

will be used according to the rules and laws that applied at the time the

information was collected.

Governing law

This policy and the use of this Site are governed by Missouri law. If a dispute

arises under this Policy we agree to first try to resolve it with the help of

a mutually agreed-upon mediator in the following location: St Louis, County .

Any costs and fees other than attorney fees associated with the mediation will

be shared equally by each of us.

If it proves impossible to arrive at a mutually satisfactory solution through

mediation, we agree to submit the dispute to binding arbitration at the following

location: St Louis County, under the rules of the American Arbitration Association.

Judgment upon the award rendered by the arbitration may be entered in any court

with jurisdiction to do so.

Kim Bradley, KimBradley.com. SmarterGrandkids.com, SmarterBoomers.com and any and all other sites operated by Kim Bradley

are all controlled, operated and administered entirely within

Missouri.

This statement and the policies outlined herein are not intended to and

do not create any contractual or other legal rights in or on behalf of any party.

 

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